Vignesh M

Credit Underwriter having Experience in HL & LAP

Role
Credit Manager (Underwriting) at Nivara Home Finance Ltd.
Location
Bengaluru, KA, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Vignesh M

Working as a Manager – Credit in the Corporate office. Handling the Home Loan, LAP in Tamil Nadu location Conducting Video PD and Physical PD on a regular basis. Verifying the document, KYC, eligible criteria, structural norms met with RBI guideline Preparing LRS and CAM. Income assessment, CIBIL track (Repayment, other commitment) based on that fix the LTV and tenure. Continuously co-ordinating with the technical and legal team. Cases will be completed within the TAT. Maintaining a day-to-day MIS / Portfolio for the entire Tamil Nadu location.

Experience

  1. Credit Manager (Underwriting)

    Nivara Home Finance Ltd.

    May 2024 — Present · Bengaluru, IN

    Working as a Manager – Credit in the Corporate office. Handling the Home Loan, LAP in Tamil Nadu location Conducting Video PD and Physical PD on a regular basis. Verifying the document, KYC, eligible criteria, structural norms met with RBI guideline Preparing LRS and CAM. Income assessment, CIBIL track (Repayment, other commitment) based on that fix the LTV and tenure. Continuously co-ordinating with the technical and legal team. Cases will be completed within the TAT. Maintaining a day-to-day MIS / Portfolio for the entire Tamil Nadu location

Education

  • VIT University

    Master of Computer Applications - MCA, Computer Programming, Specific Applications

    2012 — 2015

  • Muthayammal college of Arts and science

    Bachelor of Science - BS, Mathematics

    2009 — 2012

  • Manipal Institute of Technology

    Diploma of Education, Post Graduate diploma in Banking

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Vignesh M — Credit Manager (Underwriting) at Nivara Home Finance Ltd. in Bengaluru, KA, IN | Unifers