Vidya Sagar
l Ex-Mynd lExperienced Senior Financial Associate in NBFCs, specializing in loan settlements, NPA management, and debt restructuring. Expertise in compliance, negotiations, and asset recovery to ensure profitable.
- Role
- Senior Financial Associate at Cars24
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Vidya Sagar
As a Senior Financial Associate with extensive experience in the NBFC sector, I specialize in loan settlements, asset recovery, and reconciliation. My expertise includes managing settlement processes, ensuring compliance with RBI regulations, and developing strategies to resolve overdue payments and reduce non-performing assets (NPAs). I work closely with clients, legal teams, and collections departments to facilitate seamless loan closures, settlements, and restructuring agreements.Skilled in negotiation, financial restructuring, and dispute resolution, I aim to drive optimal outcomes for both the organization and customers while maintaining profitability and regulatory adherence.
Experience
Senior Financial Associate
Apr 2024 — Present · Gurugram, IN
Coordinated end-to-end loan processing, disbursal, and account management, ensuring timely updates and compliance- Monitored payments, EMI schedules, and reconciliations, resolving discrepancies and coordinating with banks and internal teams- Assisted in CIBIL and credit bureau updates, ensuring accurate reporting of loan status and timely resolution of errors- Managed refund requests, payment adjustments, and approvals, maintaining proper documentation for audits- Prepared MIS reports and collaborated with cross-functional teams to ensure smooth operations and prompt resolution of escalations.
Education
Indira Gandhi National Open University
Bachelor of Commerce - BCom, Accounting
Andhra University
MBA Finance , Accounting and Finance
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