Vidushi Johari
National Product Manager @Saraswat Bank
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WORK HISTORY
National Product Manager @Saraswat Bank
Mumbai, IN
As a Business Banking Product Head, I specialize in developing and managing tailored banking solutions for businesses, ranging from SMEs to large corporations. With a focus on product innovation, market trends, and customer needs, I ensure the delivery of competitive products that drive growth and profitability.I thrive on collaborating across teams, ensuring seamless execution, and maintaining a keen focus on regulatory compliance, risk management, and customer satisfaction. Passionate about leveraging market insights to create impactful banking solutions that meet the evolving demands of the business landscape.
EDUCATION
Prestige Institute of Management & Research, Ring Road, Indore
Master of Business Administration (MBA)
SKILLS
ABOUT VIDUSHI JOHARI
A passionate banker and strategic consultant with over 14 years of experience in lending products, specializing in Business Banking across the entire product spectrum -Overdraft (OD), Cash Credit (CC), Term Loans (TL), and Trade Products as well as Loan Against Property (Prime and Micro segments). Practiced and implemented a wide range of asset and liability products across diverse geographies of India, with offerings specifically tailored to the SME and MSME markets. An end-to-end expert in Digital Lending, having played a pivotal role in designing and launching digital journeys across all lending products from origination to disbursement. Possess deep, hands on knowledge of core banking and lending IT infrastructure, including Account Aggregator ecosystems, financial and banking analysers, Loan Origination Systems (LOS), Loan Management Systems (LMS), Core Banking Solutions (CBS), CRM platforms, and Vendor Management Systems. Bring rich experience in understanding regional market dynamics and customizing product strategies to meet specific customer and geography needs across working capital finance, forex products, microfinance, micro LAP, and agri/non-agri commodity finance. A committed leader adept at building and steering high-performing teams, driving business objectives through a strong command of systems, processes, and product innovation.
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