Vidhya Ravichandran
Credit Risk Manager @ PayPal | Ex Citi | Data scientist | Statistics
- Role
- Credit Risk Manager at PayPal
- Location
- Chennai, TN, IN
- LinkedIn followers
- 500 followers
About Vidhya Ravichandran
With over 10+ years of experience in analytics, I am a credit risk manager at PayPal…
Experience
Credit Risk Manager
Mar 2020 — Present · Chennai, IN
Global BNPL Credit Risk Policy - Credit risk strategy development and strategy refresh based on portfolio performance. Per - Approval credit risk strategy development, execution and rule writing in the pre-approval checkpoint.Pay in 30 (BNPL product) portfolio management, maintain P & L1. Lead line increase initiative that led to an 8% increase in booked loans (~490M) and 3% increase in first time users2. Pre-Qualification initiative which led ~45M increase in booked loan 20% increase in Approval rate for First time users (which resulted in 4% increase in First time user applications)3. New strategy based on BNPL predictive model which reduced loss by 17%Credit Risk strategy and business insight for PAD (Pay after delivery) and Global pay later (pay in 30) short term credit products
Education
Madras Christian College
Bachelor’s Degree, Statistics
2006 — 2009
Loyola College Chennai
Master of Science (M.Sc.), Statistics
2009 — 2011
Skills
- Predictive Modeling
- Sas
- Sas Programming
- Data Analysis
- Segmentation
- Data Mining
- Business Intelligence
- Microsoft Excel
- Statistical Modeling
- Analytics
- Sql
- Microsoft Office
- Business Analytics
- Data Modeling
Find verified contacts for anyone on LinkedIn
Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.
Free plan included · No credit card required
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.