Vidhisha

About Vidhisha

Finance professional with over 4 years of experience and a strong foundation in financial modelling, credit risk analysis, investment analysis, and credit monitoring. I bring a data-driven mindset to decision-making, leveraging tools such as Excel, Python, and SQL to derive actionable insights and build robust financial models.My professional and academic journey has given me exposure to commercial lending, leveraged loans, and pro-forma financial analysis, equipping me with a practical understanding of credit and investment dynamics.

Experience

1. Senior Associate

   Acuity Analytics

   Jun 2025 — Present

   Creating / updating Credit papers / Prep of Credit Memos • Conducting analysis & performing quality control check of the outgoing reports/packs• Analyzing counterparty financials / financial statement update performing quality control check of the outgoing reports/packs• Built detailed financial models, projections to support credit decisions across telecom, renewables deals • Performed credit risk analysis by evaluating leverage, coverage ratios, financial covenants, andliquidation-based recovery assessments.• Applied valuation techniques including DCF, peer multiples, and IRR calculations to assesscompany performance and deal viability.

Education

• O.P. Jindal Global University (JGU)

  Master of Business Administration - MBA, Finance and Banking

• Dr. A.P.J. Abdul Kalam Technical University

  B.Tech, Information Technology