Venkadasalapathi
Mortgage underwriter | Experienced Mortgage Specialist | Conventional, FHA & VA Loan Expert
- Role
- Mortgage Underwriter at Wipro
- Location
- Chennai, TN, IN
- LinkedIn followers
- 500 followers
About Venkadasalapathi
Experienced in analyzing borrower income, credit profiles, and property details, including appraisal reports, titles, and collateral documents. Skilled in credit appraisal, financial analysis, and risk assessment of mortgage applications. Proficient in preparing detailed due diligence reports in line with federal and bank policies. Strong understanding of the US mortgage loan lifecycle and the 4Cs of underwriting. Experienced in reviewing and validating DU findings, credit reports, income, asset, and liability documents. Proficient in DTI, LTV, and CLTV calculations, with a solid grasp of key mortgage documents like 1003, 1008, AUS, LP, Closing Disclosure, Loan Estimate, Appraisal, Title, CPL, HOI, Flood Cert, and more.
Experience
Mortgage Underwriter
Oct 2025 — Present · Chennai, IN
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