Vinayak Darshan
Credit Risk Assessment Officer
- Role
- Credit Risk Assessment Officer at HDFC Sales Private Limited
- Location
- New Delhi, DL, IN
- LinkedIn followers
- 500 followers
About Vinayak Darshan
Credit Risk Assessment Officer | HDFC Sales - Home Loan Department With almost…
Experience
Credit Risk Assessment Officer
Aug 2023 — Present · New Delhi, IN
Analyze customer profiles to evaluate creditworthiness and predict EMI repayment capability.Assess financial stability and credit history to identify potential risks in loan disbursement.Accurately calculate customer loan eligibility based on income, obligations, and financial credentials.Ensure compliance with internal and regulatory guidelines during the assessment process.Navigate complex cases by balancing risk with opportunities to support business objectives.Proactively resolve issues and discrepancies to streamline the loan sanctioning process.
Education
Tilkamanjhi university Bhagalpur
Bachelor of Commerce - BCom ( Hons.)
2011 — 2014
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