Varun Tawde
Product @IDFC FIRST BANK |AI Product Manager | Gen-AI & ML Products in Fintech | MDI Gurgaon
- Role
- Digital Journey Owner Digital Lending & Wealth at IDFC FIRST Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Varun Tawde
I am an AI Product Manager focused on building and scaling Gen-AI and ML-powered financial products within digital lending and wealth ecosystems.Currently serving as a Digital Journey Owner for Digital Lending & Wealth, I lead product strategy from discovery through deployment, partnering closely with engineering, risk, compliance, and business stakeholders to deliver production-grade AI systems.My work spans:Designing and launching transaction engines for wealth platformsIntegrating Gen-AI and transformer-based models into underwriting workflowsBuilding intelligent document processing systems using OCR and LLM architecturesAuthoring detailed PRDs and REST API contracts for scalable integrationsI specialize in translating complex financial logic and qualitative customer insights into simplified, high-converting digital journeys.Beyond AI implementation, I drive roadmap governance, sprint planning for dedicated tech squads, GTM strategy, and cross-functional execution across large-scale lending platforms.With a foundation in Computer Engineering, a PGDM from MDI Gurgaon, and a PG Certificate in AI & ML from BITS Pilani, I operate at the intersection of product strategy, technical architecture, and business impact.
Experience
Digital Journey Owner Digital Lending & Wealth
Jun 2023 — Present · Mumbai, IN
Gen-AI & Technical Integrations: Optimized the core underwriting workflow by launching custom Gen-AI OCR models to automate manual document validation across multiple product lines. Collaborated with engineering teams on cloud-based microservice architecture and API integrations for Gen-AI deployments.• Growth & Go-to-Market: Owned the Go-to-Market (GTM) strategy for a Direct-to-Consumer (D2C) personal loan journey, successfully scaling the acquisition channel by translating qualitative customer research into a simplified user journey for the New-to-Bank segment.• Product Strategy & Optimization: Directed a strategic pivot for the Education Loan journey, leveraging funnel analysis to replace a legacy self-serve model with a high-converting lead-generation flow, significantly lowering customer acquisition costs. Conceptualized and delivered new features to empower Relationship Managers with dynamic pricing models to drive upsell adoption. Authored PRDs and REST API contracts for key third-party partner integrations to unlock new acquisition channels.• Roadmap & Agile Execution: Governed the product roadmap and backlog across major lending journeys. Authored epics and user stories in Jira, designed wireframes to ensure UI/UX consistency, and led sprint planning for dedicated cross-functional squads.• Recognition: Awarded the Highest Performance Rating for exceptional impact and consistent delivery within digital lending.
Education
Ramrao Adik Institute of Technology
Bachelor of Engineering - BE, Computer Engineering
2015 — 2019
ESCP Business School
Master's in Management
2021 — 2023
Management Development Institute, Gurgaon
Master of Business Administration - MBA
BITS Pilani Work Integrated Learning Programmes
Post Graduate Certificate, Artificial Intelligence and Machine Learning
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