Varun Garg
Relationship Manager @HDFC Bank
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WORK HISTORY
Relationship Manager @HDFC Bank
Sangrur, IN
Financial analysis (Balance sheet, P&L Account, tax audit report-3CB & 3CD and other statutory reports) of corporates w.r.t the financial requirements and analyzing the requirements & impact of financial assistance on them.Credit appraisal for underwriting by credit team for CC/OD limits, TL, Bank Guarantee, Pledge funding, Drul and LC by financial analysis and review.Financial and operating ratio analysis (operating cycle, Account payable, Account receivable, cash flow, net working capital, DSCR, EBITDA, Gearing Ratio, current ratio etc) of the corporates based on financial documents.To complete assigned work within TAT for both fresh and renewal cases and taking care of housekeeping of portfolio.To take care of FPD and PNPA accounts and arrange to regularize these account with frequent visits.
EDUCATION
The Institute of Chartered Accountants of India
CA FOUNDATION / CA CPT
CHANDIGARH UNIVERSITY
Master of Business Administration - MBA
VASANT VALLEY PUBLIC SCHOOL
+2
VASANT VALLEY PUBLIC SCHOOL,SANGRUR
Matriculation
Akal College of Education, Mastuana Sahib, Sangrur
B.com
Punjabi University
M.com(Finance)
ABOUT VARUN GARG
B2C || B2B || Working Capital & Agri-RM || MBA (Finance & Marketing) || Financial Analyst || Data Analyst || Investor || Lecturer | Assistant Professor || UGC NET COMMERCE ||
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