Varun Garg

B2C || B2B || Working Capital & Agri-RM || MBA (Finance & Marketing) || Financial Analyst || Data Analyst || Investor || Lecturer | Assistant Professor || UGC NET COMMERCE ||

Role: Relationship Manager at HDFC Bank
Location: Sangrur, PB, IN
LinkedIn followers: 500 followers

Sales & Business DevelopmentView LinkedIn profile

Experience

Relationship Manager
HDFC Bank
Dec 2024 — Present · Sangrur, IN
Financial analysis (Balance sheet, P&L Account, tax audit report-3CB & 3CD and other statutory reports) of corporates w.r.t the financial requirements and analyzing the requirements & impact of financial assistance on them.Credit appraisal for underwriting by credit team for CC/OD limits, TL, Bank Guarantee, Pledge funding, Drul and LC by financial analysis and review.Financial and operating ratio analysis (operating cycle, Account payable, Account receivable, cash flow, net working capital, DSCR, EBITDA, Gearing Ratio, current ratio etc) of the corporates based on financial documents.To complete assigned work within TAT for both fresh and renewal cases and taking care of housekeeping of portfolio.To take care of FPD and PNPA accounts and arrange to regularize these account with frequent visits.

Education

The Institute of Chartered Accountants of India
CA FOUNDATION / CA CPT
2015 — 2016
CHANDIGARH UNIVERSITY
Master of Business Administration - MBA
2021 — 2023
VASANT VALLEY PUBLIC SCHOOL
+2
2014 — 2015
VASANT VALLEY PUBLIC SCHOOL,SANGRUR
Matriculation
2012 — 2013
Akal College of Education, Mastuana Sahib, Sangrur
B.com
2015 — 2018
Punjabi University
M.com(Finance)
2018 — 2020

Contact information

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Work email
•••••@hdfc.bank.in
Personal email
•••••@•••••.com
Direct dial
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Current company

HDFC Bank

Banking · 216K employees · Mumbai, Maharashtra, India

HDFC Bank is India's largest private sector bank, offering a comprehensive range of financial products and services to our customer base of over 92 million. Our extensive distribution network of 8,919 branches and 21,031 ATMs across 3,836 cities and towns as of August 2024, reaches every corner of the country, making us accessible to millions. Promoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a "World-class Indian Bank". With a single-minded focus on product leadership, customer focus and operational excellence, we have emerged as a leading player in all our business segments. We cater to individuals and businesses, offering a full range of innovative banking solutions including loans, payments, and wealth management. Our business solutions empower companies of all sizes, from MSMEs to large corporations, helping them grow with tailored banking services and financial tools. In 2023, the Bank merged with HDFC Ltd, combining our robust banking services with HDFC Ltd's legacy of leadership in housing finance. This merger enhances our ability to offer home loans and other financial services, ensuring seamless access for customers across urban and rural areas. As a socially responsible corporate citizen, we believe in banking with a purpose. Through our CSR initiative, Parivartan, we actively work to drive positive change across education, healthcare, skills training, and sustainable livelihoods impacting over 10 crore lives across the country. Our commitment to community impact is as strong as our dedication to delivering value to our stakeholders. As we expand, we continue to stay at the forefront of innovation, offering seamless digital banking experiences to enhance the lives of our customers. HDFC Bank prioritises the security of its systems and remains committed to maintaining the confidentiality of its customers' data. As a precaution

hdfc.bank.in

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Experience

Relationship Manager

Education

The Institute of Chartered Accountants of India

CHANDIGARH UNIVERSITY

VASANT VALLEY PUBLIC SCHOOL

VASANT VALLEY PUBLIC SCHOOL,SANGRUR

Akal College of Education, Mastuana Sahib, Sangrur

Punjabi University

Find verified contacts for anyone on LinkedIn