Vandana Arya

Experience

1. Credit Manager

   Hdfc Limited

   Jun 2024 — Present · Gwalior, IN

   As a Credit Manager at HDFC Ltd, I led credit operations by conducting in-depth evaluations of new and existing clients to assess financial health and determine appropriate credit limits. I was responsible for developing and enforcing credit policies that minimized financial risk and reduced exposure to bad debts. My daily responsibilities included overseeing the accounts receivable process, ensuring timely collection of dues, and maintaining a strong cash flow for the organization. I also worked closely with internal departments to monitor client behavior, identify early signs of credit deterioration, and implement proactive strategies to address potential issues. My analytical and decision-making skills directly contributed to maintaining a balanced and low-risk credit portfolio.

Education

• Jiwaji University

  Bca