Valerie Towery

About Valerie Towery

Financial Services professional with extensive background in multiple regulated industries, including payment processing, mutual funds, debt collection, and money transfer. This includes experience building and deploying programs to comply with AML/CFT, BSA, OFAC, FDCPA, UDAAP, GLBA, SCRA, FCRA, TCPA, SCRA, and Reg E, as well as state specific requirements. Experience with creating programs for a variety of legal entities and product types, including mutual funds, broker/dealers, hedge funds, derivative investments, MSBs, money transfer, account to account, and various products including mobile money, prepaid, on-line, and commercial bill payment. Ability to quickly learn new regulatory environments and apply compliance best practices to develop compliant programs. Extensive experience building programs in the US and Canada, but also familiar with global standards such as FATF, EU, and other countries\' requirements. Regularly interface with regulators/examiners, Internal Audit, and financial partners.

Experience

1. CCO Visa Global Services Inc (B2b Connect)

   Visa

   Feb 2019 — Present · Denver, CO, US

   Visa B2B Connect is Visa\'s first non-card based platform designed to give financial institutions a secure, fast and predictable way for their corporate clients to exchange value globally.

Education

• Defense Language Institute

  Russian

  1988 — 1988

• University of Colorado Boulder

  BA with Distinction, Russian, International Affairs

  1989 — 1992