Vaibhav Vyas
Associate - HSBC UK RFB | Natwest Group | CareEdge Group | IIM Amritsar MBA 23’ | VIT Chennai
- Role
- Credit Risk Associate at HSBC
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Vaibhav Vyas
Credit risk professional with close to three years of experience across large corporate lending and credit ratings in UK banking and Indian capital markets. Currently a Senior Credit Analyst at NatWest, supporting underwriting and portfolio management for a £1.1bn large-corporate portfolio through cash-flow analysis, collateral assessment, covenant review, and early warning signal identification. Previously at CARE Ratings, I analysed large corporate groups in the energy and chemicals sectors and contributed to rating decisions for over crore of bank facilities and capital market instruments. Experienced in financial modelling, projections, sensitivity analysis, peer benchmarking, and delivering clear, decision-focused risk assessments to senior stakeholders.
Experience
Credit Risk Associate
May 2026 — Present · Bengaluru, IN
Education
Vellore Institute of Technology
Bachelor of Technology - BTech, Computer Science and Engineering
2016 — 2020
Indian Institute of Management Amritsar
Master of Business Administration - MBA, Business Administration and Management, General
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