Vaibhav Pawar

About Vaibhav Pawar

Currently serving as a Credit Risk Officer, responsible for:​Portfolio Management & Geographic Strategy:​Manage the credit risk lifecycle for a diverse portfolio of Financial Institutions (Banks, NBFCs, Funds) across India, utilizing prior expertise in Western European markets to benchmark emerging market risks.​Execute annual credit reviews and limit renewals, ensuring alignment with internal risk appetite, country risk limits, and evolving regulatory landscapes.​Credit Approval, Assessment & Due Diligence:​Spearhead comprehensive due diligence for client onboarding, utilizing fundamental credit analysis to assess counterparty financial health and assign internal credit ratings.​Approve and structure credit facilities, balancing business requirements with risk mitigation strategies.​Deal Structuring & Legal Negotiation:​Lead technical negotiations for critical trading documentation, including ISDA, CSA, GMRA, MSFTA, and GMSLA, ensuring favorable credit terms and robust collateral protections.​Collaborate with Legal and Front Office teams to finalize loan agreements and derivative master agreements.​Governance & Stakeholder Leadership:​Present high-level portfolio reviews and specific credit proposals to Senior Risk Management and Credit Committees for approval.​Act as a strategic advisor to business units, facilitating deal flow while enforcing strict adherence to internal risk frameworks and industry best practices.

Experience

1. Senior Credit Underwriter

   Citi

   Apr 2023 — Present · Mumbai, IN

Education

• The Institute of Chartered Accountants of India

  Chartered Accountant

• University of Mumbai

  Bachelor of Commerce - BCom

  1998 — 2003