Vaibhav Kale
Senior Risk Analyst @Drip Capital
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WORK HISTORY
Senior Risk Analyst @Drip Capital
Mumbai, IN
EDUCATION
Manipal University Jaipur
Master of Business Administration - MBA, Finance, General
University of Mumbai
Bachelor of Commerce - BCom
University of Mumbai
Master of Commerce, Accounting and Finance
ABOUT VAIBHAV KALE
I am Vaibhav Kale, over 3 years of experience in credit appraisal and risk assessment, I specialize in evaluating the creditworthiness of SMEs across diverse sectors, including FMCG, Education, Textile, Energy, Chemical, and IT.Preparation of detailed Credit Appraisal Memos (CAM) for loans up to ₹50 Lakhs (fresh business) and ₹100 Lakhs (renewals/enhancements). Comprehensive financial analysis using GST returns, banking details, ITR reports, KYC documents, and CIBIL reports.Proficient in supply chain finance and term loan processes, ensuring timely approvals within defined TATs.Conducting thorough due diligence, including physical visits and market reference checks, to ensure compliance and mitigate risk. Collaborating with cross-functional teams to provide tailored financial solutions that align with company credit policies.I am committed to leveraging my analytical skills and industry knowledge to contribute to the financial health and growth of organizations.
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