Vaibhav Agarwal
Senior Credit & Private Banking Professional | Credit Risk, UHNW Lending, Structured Finance | JP Morgan | CFA, CA
- Role
- Vice President- Credit Approver at JPMorganChase
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Vaibhav Agarwal
I am a Senior Credit & Private Banking professional with over 9 years of global experience in ultra-high-net-worth (UHNW) lending, structured credit, and risk governance, primarily within U.S. markets. My expertise lies in unsecured and complex asset-backed lending, including commercial real estate, art, aircraft, yachts, and private equity. I am passionate about leveraging my deep underwriting knowledge and strategic judgment to drive prudent growth and enhance portfolio resilience. I am currently seeking a senior credit or risk leadership role where I can utilize my skills in stakeholder management and credit policy oversight. Throughout my career, I have successfully managed and optimized discretionary portfolios exceeding USD 500MM in assets under management. I have a proven track record of independently approving customized credit facilities up to USD 20MM and overseeing credit portfolios worth over USD 5BN with zero delinquencies. My ability to collaborate with executive stakeholders and implement innovative solutions, such as AI-driven credit prompt libraries, has significantly enhanced decision-making efficiency across teams.
Experience
Vice President- Credit Approver
Jan 2026 — Present · Mumbai, IN
Education
St Peter's College Agra
12th Class
2000 — 2012
The Institute of Chartered Accountants of India
Chartered Accountant
2013 — 2016
Indira Gandhi National Open University
Bachelor of Commerce - BCom, Business/Commerce, General
2019 — 2019
CFA Institute, USA
CFA, Finance and Financial Management Services
2018 — 2023
Skills
- Badminton
- Corporate Finance
- Microsoft Excel
- Auditing
- Financial Accounting
- Management
- Microsoft Office
- Microsoft Word
- Financial Analysis
- Income Tax
- Financial Reporting
- Table Tennis
- Tax
- Organization Skills
- Internal Controls
- Accounting
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