Upkar Singh Aujla

Credit Risk Analyst- Wm Risk-asset & Wealth Management (Awm) @JPMorganChase

Mumbai, IN

To check the effectiveness of credit management processes(risk analysis and control) followed by underwriters documenting CAM proposals for High Net worth Individuals(annual reviews, interim proposals) and going about the Financials of the clients(Personal financial statements,Exposure details(MEA),K-1\'s, to check the final Obligor Grade(OG)/ Default Grade(DG) obtained by the model using the risk methodology guidelines of the firm for Domestic, EMEA, Asia Pacific Region)\\\\n\\\\nTo check the accuracy of risk grading(obligor grade,default grade,facility grade), templates used while preparing the Streamlined or Condensed CAM, making use of Personal Financial statements and internal softwares at the firm for the verification of the clients data in the model and ensuring correct usage of LGD\'s to ensure global WM consistency while implementing firm wide risk policy\\\\n\\\\nHaving Exposure to Credit Underwriting Guidelines for 20+ Assets ranging from Aircraft, Art, Concentrated Single Stock lending to Hedge Fund Collateral, Private Equity Interests and OpCos\\\\n\\\\nUnderstanding the process of Securitization involving the BCC 13-2 Questionnaire, Jurisdictional Modifiers,Leveraged Finance and Heightened Standard (LFHS),FDIC Pathfinder,Country of Assets(CoA) for clients all over the globe(EMEA, Domestic,Asia Pacific)\\\\n\\\\nResponsible for Control Reports related to FDIC Pathfinders, LGD Supports, NRD and NC engine used at the firm\\\\n \\\\n\\\\n \\\\n \\\\n\\\\n \\\\n

Army Public School ,Devlali

Class 12th, Science, 89.2%

SRM University

Bachelor's degree, Civil Engineering, 9.267 CGPA

KC Public School, Jammu

Class 10th, 10 CGPA

SVKM's Narsee Monjee Institute of Management Studies (NMIMS)

Master of Business Administration - MBA, Finance, 3.04 CGPA