Upendra Kumar

Leadership, Risk Management @ SBI Card | GARP, IRM, CAIIB | Non-Financial Risk, Operational Risk, Third Party Risk, Fraud Risk, Credit Risk | Control and Risk Assessment.

Role
Vice President at SBI Card
Location
South Delhi, DL, IN
LinkedIn followers
500 followers
General Business & ManagementView LinkedIn profile

About Upendra Kumar

With over 18 years of experience in banking and risk management, I have diversified experience and deep insights into operational risk, fraud risk, internal controls, IFC & SOX, compliance, third-party risk management, legal and regulatory aspects, and retail banking. I hold several certifications from reputed institutions, such as GARP, ISACA, NIBM, IIBF, NCFM, IRDA, and AI Business School.I have successfully set up the ERM ORM TPRM FRM frameworks at multiple orgs, conducted periodic risk assessments, measured and monitored risk in line with the company\'s policies and procedures, drove risk awareness and implemented operational risk management practices across the enterprise. I also collaborate with cross-functional teams and help them identify their problems and solutions. Previously, I worked at Paytm and YES BANK, where I established and led the bank-wide COE for RPA and digital transformation projects, set up an early warning alert system for fraud prevention, and managed outsourcing risk from policy setup to implementation of tools for third-party risk management. I am passionate about leveraging technology and innovation to enhance risk management and business performance. I am also a gold medalist and alumni emissary for my MBA batch and an active member of the Alumni Advisory Board with the Fortune Institute of International Business.

Experience

  1. Vice President

    SBI Card

    Dec 2023 — Present

    Drive fraud risk mitigation initiatives, enhancing governance and control assessments across the organization.• Lead a large team of Fraud Subject Matter Experts enabling enterprise-wide fraud loss prevention strategies.• Design and implement comprehensive risk policies and control frameworks to strengthen organizational resilience. • Champion customer and public fraud awareness campaigns, fostering a culture of vigilance and prevention.

Education

  • DAV PG

    graduate, Business/Commerce, General

    1999 — 2002

  • National Stock Exchange (NSE)

    Certification in Financial Markets (NCFM), Security Markets Module

  • Global Association of Risk Professionals (GARP)

    Foundation of Financial Risk, Operational Risk, Credit Risk, Market Risk

    2018 — 2019

  • Indian Institute of Banking and Finance

    CAIIB - Certified Assosiate of Indian Institute of Bankers, Advanced Bank Management, Bank Financial Management, Retail Banking

    2013 — 2014

  • Army School Roorkee

    Commerce

    1997 — 1999

  • Indian Institute of Banking and Finance

    CAIIB

  • Fortune Institute of International Business

    PGDBM

  • ICICI Bank Ltd.

    Branch Leadership Programme

    2010 — 2010

  • Indian Institute of Banking & Finance (IIBF)

    CAIIB

  • ISACA

    Certified Information Systems Auditor (CISA), Computer and Information Systems Security/ Information Assurance

  • Indian Institute of Banking and Finance

    JAIIB - Junior Associate of Indian Institute of Bankers, Principles & Practices of Banking, Accounting & Finance, Legal & Regulatory Aspects

    2012 — 2012

  • Information Systems Audit and Control Association (ISACA)

    Certified Information Systems Auditor (CISA)

    2023

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