Umesh Paitwar st

Credit Manager @Desaath

Pune, IN

Handling a Team of Credit Officer and monitoring business. Responsible for Credit Underwriting of Business Loan & Group Loan. Responsible for development of credit & risk management strategies for loans acquisition ensuring sustainable business growth & healthy portfolio. Managing portfolio delinquency ASD vendors etc within TAT and in compliant manner. Approving or rejecting loan requests, based on credibility and potential revenues and losses Research and evaluate clients creditworthiness Calculate and set interest rates Negotiate loan terms with clients Monitor payments Maintain records of loan applications

IST College of Engineering & Polytechnic Pune

Master of Business Administration - MBA