Umesh Kumar Prajapat

About Umesh Kumar Prajapat

Result-oriented and creative professional with having experience of 8+ Yrs. in Cement and BFSI. A) Commercial & Purchase Officer [ Shree Cement Ltd ]- Procurement of Steel for Project sites- Core Purchase activities (Procure to Pay)- Logistics (Inbound) activities- Vendor development & support activities- Strategic and proactive working KRA\'s- EA to President (Comml.)- MIS & Presentation activities- Compilation of various Production MIS\'s (Daily / Weekly / Monthly)- Review of Commercial papers / Management Reports / Approvals / Purchase orders / Audit reports any many- Handling various Inter-dept. MIS\'s (P&A / HR / IT / Purchase / Costing / Land etc.)- Data & Analysis activities- Handling & Followups on various Confidential data & matters- Review of various project Reports (Ongoing Projects with Target & Highlights)- Preparation of MOM\'s to President (comml)- Review of various SOP\'s or DOA (Delegation of Authority) and make suggestions (if req.)- Prepare PPT\'s / Notes to Top management- Data Analyst activities on best innovations or work practices in cement industry- Liasioning / Coordination activities- Assist to President (Commercial) Office.B) Credit Underwriter [ ICICI Bank Ltd.]- Check Loan files as per KYC or Checklist- Check Loan eligibility of customer like CIBIL score, bank statement etc- Prepare CAM or Underwrite the loan files into system software (FinnOne)- Take approvals for deviations (If any) in loan files from Credit Manager- Handle File movement registers & handover cheques to customers- Conduct TVR (Telephonic Verification Report) & FI (Physical Investigation)- Coordinate with Credit, Sales, Operation & RCU managers- Attend monthly meetings on business review with team managers.

Experience

1. Credit Manager

   HDFC Bank

   Mar 2023 — Present · Jodhpur, IN

   Credit Underwriting functions (CAM preparation, Check Credit Viability, Product knowledge, KYC Analyst, Review of PDD/Delinquent/NPA accounts, Coordination, Portfolio review, Handle Agency partners (Valuation & CPV)

Education

• Pacific University Udaipur

  PGDM (Finance), Accounting and Finance

• Kendriya Vidyalaya

  Higher Secondary, Business/Commerce, General

  2007 — 2009

• Mohanlal Sukhadia University

  Bachelor of Commerce - B.Com, Business/Commerce, General

  2009 — 2012

• Pacific University Udaipur

  P.G.D.M, Finance and Financial Management Services

  2012 — 2014

Skills

• Microsoft Word
• Management
• Powerpoint
• Business Development
• Finance, Marketing, Creativity Skills and Self-Motiveted
• Teamwork
• Team Management
• Customer Service
• Microsoft Office