Twyla Hardham

Founder @Safe Harbour Financial Solutions Inc

Kelowna, BC, CA

Welcome to a New Way of Thinking About Wealth.Safe Harbour is more than just a name—it’s a place of safety, protection, and security in a world filled with financial noise and uncertainty. Your financial well-being is our highest priority, and we take that responsibility seriously.At our boutique firm, you are not just a number. We know your name, your family, your story—and we’re honoured to be part of your journey. We care about you and the generations to come, because your legacy matters to us.Our team has over 35 years of combined experience including a CFP® professional, Life Licenced Associate Advisors, and skilled support team. We work collaboratively to deliver insight, strategy, and personal attention.Commitment to Growth:We lead with learning—through global thought leadership, certification, and continuous improvement. Our Client-Centered Approach: Relationship-Focused – We\'re with you for life’s transitions Transparent & Honest – No jargon, just clear advice Accessible & Attentive – A familiar voice every time you callMission & VisionOur Mission: To provide a place of belonging and peace for individuals and families navigating life’s financial decisions—with clarity, intention, and care.Core Values: Integrity – Doing what’s right, always Client Focus – People before products Excellence – Exceptional service and advice Independence – Unbiased, custom-fit solutionsOur Vision:To be one of Canada’s top financial planning teams—helping multiple generations live fully, plan confidently, and leave a legacy they’re proud of.What Sets Us Apart:We offer a warm, personal experience—something the big institutions can’t replicate. We know your name. We remember your story. And we’re here when it matters most.Our Philosophy:We’re independent advisors with a fiduciary mindset—guided by compassion, integrity, and a deep sense of purpose.

The Investment Funds Institute of Canada

Mutual Funds License, Investments, Mutual Funds

Insurance Institute of BC

Full Life License Qualifying Program, Insurance, Investments

FP Canada

Certified Financial Planner, Finance and Financial Management Services

CALU Conference for Advanced Life Underwriting

Tax Law/Taxation

ADVOCIS

Financial Advisors Association of Canada, Insurance

Advocis in Association with Learning Partners

RDSP Specialist, Registered Disability Savings Plan