Twinkle Singhal
Credit Risk Analyst - Large Corporates @ ICICI Bank Ex[Insurance Dekho, OYO, GT]
- Role
- Credit Risk Analyst - Large Corporates at ICICI Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Twinkle Singhal
Diligent and experienced Credit Risk Analyst with a proven track record in financial…
Experience
Credit Risk Analyst - Large Corporates
Sep 2022 — Present · Mumbai, IN
Roles and Responsibility: 1. Analysing financials, credit reports and loan applications for large corporates across various industries to determine creditworthiness for both working capital and term loans.2. Performing thorough financial analysis and risk assessments for project funding, evaluating aspects such as project viability, cash flow projections and collateral.3. Evaluating liquidity, operational efficiency, and financial health using profitability ratios, leverage ratios, turnover ratios and liquidity ratios.4. Assessing different types of risks including Industry risk, Business risk, Management risk and Financial risk to ensure overall company health and success.5. Preparing credit report summarizing findings, risk factors, and recommended credit limits.6. Assigning appropriate ratings to corporates based on credit assessment findings, aiding in the development of risk mitigation strategies and decision-making processes.
Education
The Institute of Chartered Accountants of India
Chartered Accountant, Audit, Tax (Direct and Indirect), Accounts
St. Mary's Convent Sr. Secondary School, Ajmer
High School Diploma, Business/Commerce, General
Government College, Ajmer
Bachelor of Commerce - BCom, Business/Commerce, General
2013 — 2016
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