Tushar Saini
Assistant Vice President-Retail Assets
- Role
- Assistant Vice President at HDFC Bank Limited
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Tushar Saini
Focused Mortgage specialist with experience of over 10 years in Credit operations of the…
Experience
Assistant Vice President
Jun 2024 — Present · Gurugram, IN
Strategic Planning and Execution:Developing and implementing strategies to grow the housing loan portfolio.Setting targets and goals for loan origination, approval, and disbursement.Monitoring market trends and competitor activities to adjust strategies accordingly.Team Management:Leading and managing a team of loan officers and other relevant staff.Providing training and support to enhance team performance.Conducting performance evaluations and implementing development plans for team members.Sales and Business Development:Identifying and pursuing new business opportunities to expand the customer base.Building and maintaining relationships with key stakeholders, including real estate developers, brokers, and customers.Collaborating with marketing teams to create promotional campaigns and initiatives.Loan Processing and Approval:Overseeing the loan application and approval process to ensure compliance with company policies and regulatory requirements.Reviewing and approving loan applications within designated authority limits.Ensuring timely and efficient processing of loan applications to enhance customer satisfaction.Risk Management:Implementing and monitoring risk management practices to minimize defaults and non-performing assets (NPAs).Conducting regular reviews of the loan portfolio to identify and mitigate potential risks.Customer Service:Ensuring high levels of customer satisfaction by addressing customer queries and resolving issues promptly.Developing and implementing strategies to improve customer experience and retention.Reporting and Analysis:Preparing and presenting regular reports on loan portfolio performance, including key metrics and trends.Analyzing data to identify opportunities for improvement and growth.Compliance and Regulatory Adherence:Ensuring compliance with all relevant laws, regulations, and internal policies.Keeping abreast of changes in regulations and industry standards
Education
Infinity Business School
Master of Business Administration (MBA)
2013 — 2015
Skills
- Public Relations
- Social Media Marketing
- Market Research
- Event Management
- Event Planning
- Marketing Communications
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