Tuhin Sarkar

About Tuhin Sarkar

Result driven finance executive with over 13 years of experience in esteemed…

Experience

1. Product Lead-mortgage

   IDFC FIRST Bank

   Dec 2023 — Present · Mumbai, IN

   Business Growth & Portfolio Management – Led expansion of Loan Against Property across 13 states, managing an INR crore portfolio with a 30% CAGR in AUM• Product Lifecycle Leadership – Oversaw strategy, conceptualization, research, prototyping, rollout, and enhancements• Sales & Digital Initiatives – Designed sales strategies via FOS and crafted digital campaigns for product penetration and deepening• Profitability & Financial Oversight – Managed revenue lines with a PBT ROA of 5%, ensuring financial sustainability• Portfolio Quality & Collections – Maintained industry-leading performance, focusing on bucket resolution and recoveries.• Policy & Market Adaptation – Regularly refined product policies to ensure market relevance• Compliance & Risk Management- Ensured adherence to financial regulations and security standards• User Experience & Customer Engagement- Designed seamless digital experiences enhancing customer onboarding and retention strategy

Education

• Institute of Rural Management Anand

  PGDRM

  2013 — 2015

• Kendriya Vidyalaya

  Higher secondary

  2004 — 2006

• Neotia Institute of Technology Management and Science

  Under-Graduate

  2006 — 2010

Skills

• Data Analysis
• Financial Reporting
• Mis
• Project Management
• Sdlc
• Business Development
• Microsoft Office
• Business Analysis
• Project Planning
• Business Analytics
• Strategic Hiring
• Data Warehousing
• Requirements Analysis
• Analytics
• Business Strategy
• Management
• Market Research
• Business Intelligence
• Team Management
• Financial Analysis
• Program Management
• Expense Management
• Software Project Management
• Microsoft Excel
• Core Java
• Strategic Planning