Raj Tripathi

About Raj Tripathi

Seasoned Compliance and Financial crime compliance professional in Banking,Payments and Financial Service sector with 20 years of diverse experience in dealing with challenging and complex matters.Specialties: Managing compliance and financial crime compliance challenges for India\'s Private sector Banks, MNCs Banks, NBFC Payments Player/ Fintechs, Stock Broking, Investment Banking. Expertise : • Overall Compliance functions of private sector Banks/Payments including risk based Supervision* Implementation of Compliance risk governance framework from scratch• KYC-AML and financial crime compliance administration including acting as Money laundering reporting officer (MLRO) & Principal Officer under PMLA/ Local AML regulations.• Ability to innovate with the help of technology proactively towards risk mitigation• Risk based approach and Collaboration based strategy in leading the function • Expertise on local and global compliance regulations with specific focus on Asia (including India as a key market).* Deep engagement with regulators, Law enforcement agencies i.e. ED, FIU etc and govt. agencies.* Strategic engagement with senior leadership, Board, CEO and collaboration with cross functional team for critical matters including representation to regulators & government.Core Strength - Proficient in building synergies across the control and support functions/ spectrum – Risk, Compliance, Operations and Legal & Secretarial- Effective communicator with ability to collaborate across the matrix structures in global organizations/banks- Core strength inter-alia includes Quick Learner, Adaptability, Collaborative, Commitment, multitasking Team player, Problem solving, dealing with ambiguity, High standard of integrity- Thought Leadership, innovator and implementer on payments & compliance led solutions/ subjects, have been invited by Regulators, National and International Forum to share ideas on AML-KYC & Reg. compliance- Have been in the talent pool of ICICI, PayPal etc. including nomination for Emerging leaders of the years etc, for senior leadership positions.My expertise includes dealing with Regulations and Regulators i.e.#MAS /#RBI /#FIU and developing expertise on #CCO #FCC #compliance and related RBI regulation in addition to KYC,#AML, CDD, Money Laundering, Internal Control,#Regulatory and Start-up issues in Asia ( including India)#Banking #Financial Services Sector #Payments,#fintechs,#Private Banking business.

Experience

1. Sme - Regulatory Compliance Chief Compliance Officers Financial Crime Compliance Aml

   PayPal

   Apr 2016 — Present · Mumbai, IN

   Subject Matter Expertise - Regulatory Compliances (specifics to Banking, Payments and Financial services)- Financial Crime Compliance - AMLO under PMLA - MLRO - Principal Officer - Compliance Risk Management - CCO Profile - Compliance Officer - AML/KYC/FCC Risk Management - Regulatory / Product Compliance Advisory- Regulatory relationship & liaisoning ((RBI, UIDAI, NPCI, SEBI,MAS)- Licensing application ( RBI, MAS etc)- Training & awareness Review, Monitoring & testing - Regulatory Inspections (onsite/offsite including Risk based Supervision)- Code of Conduct, Bribery, FCPA- Policy & Process formulation - Setting up Compliance/AML frameworks from scratch- Corporate Governance & SEBI - LODR matters- Corporate Legal & Company Secretarial- Enterprise Risk Management- Conceptualizing RegTech ( as a part of being founder /StartUp)- Compliance as a service (CaaS)

Education

• Institute of Management Technology, Ghaziabad

  Master of Business Administration (MBA), Financial Management, Investment Banking, International Trade and General Management .

  1999 — 2002

• The Institute of Chartered Accountants of India

  Finance, General,Audit , Accounts,Taxation laws

• The Institute of Company Secretaries of India

  Master’s Degree, ACS since 1998, Corporate Laws,Finance and Financial Management,Compliance,Taxation, Accounts & Audit etc

• Khalsa high School

  High School, Accounting and Finance, Business Economics, Statistics, Languages,

  1990 — 1992

• Magadh University

  LLB. ( equivalent to JD), Economic Laws, Corporate Laws, Civil & Criminal Laws, The Laws of Constitutions etc.

  1996 — 1999

• University of Calcutta

  B.Com.(Hons.,), Commerce, Finance, Commercial & Taxation Laws, Compliance, Management etc

  1992 — 1995

• Indian Institute of Management, Calcutta

  Executive MBA - PGPX, General Management ( Finance, Strategy, Business Economics, Regulations, Compliance etc.)

  2001 — 2002

• Lajpat Hindi High School

  Madhyamik, school final, std 10, Language, History, Science, Accountancy, Commerce

  1985 — 1990

Skills

• Tax
• Investment Banking
• Wholesale Banking
• Kyc
• Legal Compliance
• Sebi
• Due Diligence
• Finance
• Company Secretarial Work
• Company Secretary
• Banking
• Mutual Funds
• Risk Management
• Team Management
• Retail Banking
• Branch Banking
• Anti Money Laundering
• Aml
• Relationship Management
• Listing Agreements
• Commercial Banking
• Capital Markets
• Stockbroking
• Auditing
• Management
• Risk
• Private Banking
• Operational Risk
• Rbi
• Securities
• Roc
• Fema
• Drafting & Conveyance
• Corporate Law
• Compliance
• Legal
• Corporate Governance
• Financial Risk
• Start-Ups
• Regulatory Reporting