Travis Payan
Benefits & Risk Analyst | Claims Analytics | Plan Cost Strategy
- Role
- Employee Benefits Account Manager at LP Insurance Services
- Location
- Reno, NV, US
- LinkedIn followers
- 500 followers
About Travis Payan
I work at the intersection of risk, cost analysis, and employer-sponsored health insurance, with hands-on experience across both fully insured and self-funded health plans.In my current role at LP Insurance Services, I support the financial and risk evaluation process behind employer health plans — including claims review, funding strategy, carrier and stop-loss RFPs, plan design tradeoffs, and renewal analysis. I’ve been exposed to the full lifecycle of coverage, from underwriting and vendor selection through implementation and employee communications.My focus is on understanding what drives cost, volatility, and long-term risk in employer health programs, and translating that insight into clearer decision-making for stakeholders.
Experience
Employee Benefits Account Manager
Mar 2025 — Present · Reno, NV, US
Analyze claims experience, cost drivers, and utilization trends to support renewal and funding strategy decisions- Coordinate and evaluate carrier and stop-loss RFPs, including underwriting inputs and pricing comparisons- Assess plan design and contribution strategies with an emphasis on cost, risk, and sustainability- Support implementation and transition of coverage following funding or carrier changes- Translate complex insurance and claims data into clear recommendations for employer stakeholders
Education
University of Nevada, Reno
Bachelor's degree, Finance
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