Tracy W.

About Tracy W.

Strategic and solutions-focused leader with 30+ years of experience in risk and insurance leadership across healthcare, technology, and public sectors. Proven expertise in designing and managing high-value insurance programs, captive operations, regulatory compliance, risk financing, and cyber liability. Known for building enterprise-wide risk strategies, operationalizing compliance, and driving down total cost of risk through automation, analytics, and collaborative engagement.

Experience

1. Director of Risk Management

   St. Luke's Health System

   Aug 2023 — Present · Boise, ID, US

   Direct oversight of P&C claims, insurance renewals, broker negotiations and relationships, SDI and surety monitoring, and OCIP implementation for high-value construction.• Serve as a core member of a cross-functional cyber threat team ensuring real-time regulatory and risk-based response to threats, including compliance with OFAC, FTC, HSS/OCR, HIPPA and Joint Commission requirements.• Lead enterprise-wide insurance program and risk strategy for $4B in insured assets, including hospitals, ambulatory care, and specialty services.• Managed captive insurance operations and solutions for property, liability, and cyber risk transfer, including claims oversight, actuarial review, and governance.• Reinforce, promote, and improve contractual risk controls advising on contract language.• Spearhead Origami Risk system implementation and customization for the Risk Management department, including AI-driven dashboards and reporting tools for C-suite compliance and decision-making.• Lead development and enforcement of contractual risk transfer protocols.• Continually Assess operational risks and develop risk mitigation plans including recently modernizing St. Luke’s strategic approach to auto fleet management, construction insurance, and annual insurance renewals. • Establish end-to-end design review risk elements, contingency plan and risk control strategy for a new $100M critical pharmacy and supply chain warehouse.• Placed Owners Controlled Insurance Program (OCIP) for a 10 story hospital expansion project, including associated contract reviews and currently monitoring and directing construction manager’s onsite life safety and property safety efforts.• Established risk programs and policies for new Hospital at Home implementation.• Drive results as demonstrated by recent marketing and negotiating of Owners Controlled Insurance Program (OCIP) broker fee through a quick-turn, competitive RFP leading to final broker fee reduction of 33%.

Education

• University of Georgia - Terry College of Business

  Master of Business Administration - MBA, Risk Management

• University of Georgia - Terry College of Business

  Bachelors of Business Administration, Accounting and Finance

Skills

• Risk Analysis
• Project Management
• Financial Risk
• Financial Modeling
• Insurance
• Strategic Planning
• Enterprise Risk Management
• Small Business
• Property & Casualty Insurance
• Information Security
• Start-Ups
• Underwriting
• Analytical Skills
• Business Continuity
• Team Leadership
• Financial Analysis
• Information Technology
• Leadership
• Business Development
• Risk Assessment
• Sarbanes-Oxley Act
• Program Management
• Commercial Insurance
• Accounting
• Strategy
• Due Diligence
• Risk Management
• Microsoft Office
• Operational Support
• Process Improvement
• Bookkeeping
• Corporate Real Estate
• Management
• Finance
• Mergers & Acquisitions