Traci McDougal
Strategic risk management, operational risk and audit professional with 25+ years of financial services experience.
- Role
- Operational & Financial Risk Analyst Wholesale Inventory Specialist at TD
- Location
- Huntington, NY, US
- LinkedIn followers
- 500 followers
About Traci McDougal
Thorough Risk Management Analyst with 25+ years of experience identifying, mitigating…
Experience
Operational & Financial Risk Analyst Wholesale Inventory Specialist
Mar 2010 — Present · Southfield, MI, US
Oversee the management of audits and compliance, ensuring timely updates to the company’s portfolio ($1.9B+). • Serve as the subject matter expert (SME) for Audit Intelligence (Ai)/Onsite application, which involves managing takeovers, training the TD Auto Finance Commercial Services (TCS) Exam Team on audit processes and applications, and providing documentation as it pertains to inventory exams and takeovers. • Enable and support audit compliance through process monitoring and due diligence. Collaborate with cross-functional teams to establish improved audit policies and procedures. Manage inventory audits, reviews, and exams; provide documentation.• Create and execute new hire training on Ai/Onsite application, Salesforce, and Exam Scheduling. Provide ongoing coaching and mentoring for the TCS Exam Team.• Monitor dealer performance on Inventory Examination Reports and recommend frequency changes/exam waivers.Select Accomplishments:• Partnered with the TCS Exam Team Manager to update Inventory Exam Protocols and Payoff Compliance Reviews to streamline the exam process and schedule, which improved exam scores and updated payoff policy. • Served as SME in the annual process mapping review and testing to enable audit readiness.• Identified a Sold out of Trust (SOT) situation with a floorplan dealer, eliminating $150k fraud risk to the bank.
Education
Suffolk County Community College
Associate's degree
1997 — 1999
Skills
- Retail Banking
- Cash Management
- Credit Analysis
- Finance
- Consumer Lending
- Financial Services
- Banking
- Risk Management
- Financial Risk
- Commercial Lending
- Process Improvement
- Business Process Improvement
- Underwriting
- Credit Risk
- Mortgage Lending
- Leadership
- Customer Retention
- Commercial Banking
- Customer Service
- Team Building
- Management
- Credit
- Relationship Management
- Negotiation
- Portfolio Management
- Loans
- Financial Analysis
- Customer Satisfaction
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