Tracey Fine

Senior Director @National Church Residences

Austin, TX, US
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Jul 2022 — Present

Senior Director @National Church Residences

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EDUCATION

N/A

University of Wisconsin-Madison

Bachelor's degree, Economics

SKILLS

Commercial LendingBusiness Relationship ManagementDue DiligenceCommercial Real EstateAnalysisAcquisitionsLihtcOral CommunicationsNew Business DevelopmentFinancial AnalysisRisk AssessmentAsset ManagementFinancial ReportingCredit AnalysisTax CreditsAssetCommercial BankingCash FlowBudgetsFinancePortfolio ManagementCash Flow ForecastingContract NegotiationLoansNegotiationMarket AnalysisLeasesCommercial MortgagesUnderwritingReal Estate TransactionsMortgage LendingReal EstateBankingAffordable HousingRisk ManagementReal Estate DevelopmentCreditFinancial ModelingMarketingWriting Skills

ABOUT TRACEY FINE

I’m an affordable housing finance professional with nearly 20 years of experience leading complex Low-Income Housing Tax Credit (LIHTC) and bond-financed transactions from origination through close. Throughout my career — including my current role as Senior Director and Texas Team Lead for National Church Residences — I’ve helped mobilize more than $500 million in public-private investment to preserve and expand affordable housing across Texas. My work spans project finance, policy advocacy, and stakeholder collaboration, ensuring that every deal not only closes successfully but strengthens the communities it serves. I’m known for combining financial discipline, collaborative leadership, and relentless follow-through — the traits that turn complex transactions into sustainable outcomes. I’ve built and mentored teams, shaped state housing policy, and led partnerships across lenders, syndicators, & municipalities. As the industry continues to evolve, I’m passionate about building scalable, forward-thinking LIHTC and advisory models that blend finance, innovation, and impact — creating more opportunities for families to find safe quality housing. Leadership Highlights: • 21 competitive 9% LIHTC awards and multiple bond-financed preservation transactions • Elected Director-at-Large, Texas Affiliation of Affordable Housing Professionals (TAAHP), 2023–2026 • Speaker/Moderator, 2023, 2024, 2025 Texas Housing Conference • Recognized for cross-sector collaboration and advocacy within the Texas affordable housing ecosystem

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Tracey Fine — Senior Director at National Church Residences in Austin, TX, US | Unifers