Tony Owings

About Tony Owings

Legato is the term used for the slur over certain notes in written music. It directs the musician to make a smooth transition from one note to the next. Life, as in music is full of transitions be it marriage, the birth of a child, the purchase of a new home, paying for your child’s college education, saving for a comfortable retirement, or taking care of loved ones upon death. It is important to thoughtfully plan for these important transitions so that you and your family have a financial roadmap as these important events unfold. With thoughtful personal financial planning, you will be better prepared to face these challenges with confidence. Let Legato Financial help you compose a plan to help you to smoothly transition through the inevitable financial challenges that each of our lives bring.I began my financial planning career in the early 90’s learning how to manage assets and client relationships at the firm A.G. Edwards and Sons, in Sacramento CA. Shortly after marring my midwestern wife, we relocated with A.G. Edwards to Minneapolis MN. It is there that I moved my practice to Raymond James Financial Services as an independent financial advisor. Raymond James had a greater emphasis toward financial planning, and I was encouraged to hone my financial planning skills and earn my CFP® marks from the Certified Financial Planner Board of Standards. Eight years later, we returned to the warmer weather of Northern California where I went on to earn my Certified Divorce Financial Analyst credentials. As a CDFA®, I’m able to help divorcing individuals navigate through the many financial decisions that must be made during the process and the implications that those decisions may entail.My membership affiliations include: past president of the Rotary Club of South Placer, past president of the South Placer Estate Planning Council, Northern California Financial Planning Association, Institute for Divorce Financial Analysts, Collaborative Divorce California, Financial Securities Institute and the Financial Therapist Association.In my spare time, I enjoy hanging out up at our Tahoe Donner retreat, golfing, skiing, cooking and humbly attempting to learn to play the guitar. I reside in Roseville with my wife Kari, our daughter Binbin and family dog Bella the house clown.

Experience

1. Certified Financial Plannertm, Branch Manager

   Raymond James

   Jul 2001 — Present · Roseville, CA, US

   I am an independent advisor doing business as Legato Financial an indepedent team. Securities offered through Raymond James Financial Serivces, Inc. member FINRA/SIPC. My financial planning career began in 1994 with A.G. Edwards & Sons in Sacramento/ Roseville. In I moved my practice to Minnesota where in 2001; I joined with Raymond James Financial Services by assuming the management of a financial planning office at a well established Minneapolis community bank. In 2008 I relocated my practice back to Northern California, we currently reside in Roseville. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP(R), CERTIFIED FINANCIAL PLANNER(tm) and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.”

Education

• Minnesota State University, Mankato

  Certificate, Financial Planning

  2001 — 2002

• California State University, Chico

  BS Business Administration

Skills

• Financial Planners
• 401k
• Investment Strategies
• Alternative Investments
• Asset Management
• Disability Insurance
• Insurance
• Mortgage Lending
• Term Life Insurance
• Portfolio Management
• Loans
• Equities
• Retirement Planning
• Life Insurance
• Banking
• Risk Management
• Small Business
• Long-Term Care
• Personal Financial Planning
• Iras
• Financial Analysis