Tony Haren
Senior Credit Reviewer - Helping Businesses with Declined Bank Lending in Ireland @Credit Review
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WORK HISTORY
Senior Credit Reviewer - Helping Businesses with Declined Bank Lending in Ireland @Credit Review
IE
In this role, I review small business lending application appeals from borrowers of the major banks in Ireland.
EDUCATION
Queen's University Belfast
BSSc (Hons), Accounting
SKILLS
ABOUT TONY HAREN
I specialise in turning financial and governance challenges into clear, structured step-by-step solutions that boards can act on immediately.Businesses, charities and credit unions come to me when something isn’t working — finances and/or governance (including risk management)— and they need clarity, structure and a practical way forward.Over my career in finance, risk management and the voluntary sector, I’ve developed a reputation for explaining things clearly, simplifying complex issues and putting strong frameworks around them. Whether it’s “5 steps to a more effective board” or the “5 pillars of strong business finances,” I help organisations make sense of complexity and move forward with practical I help SME, charity & credit union boards with• Board effectiveness reviews (using an online assessment tool) aligned to strong governance standards• SMART action plans that break issues into practical, time-bound steps• Financial clarity: profitability, cash flow, forecasting, debt and funding structures• Written recommendations that turn uncertainty into structure and actionProfessional background• Qualified accountant with a career in international commercial banking• Former Associate Director, Credit Risk, analysing trading accounts, business plans and forecasts• Specialist in restructuring declined bank loan proposals • Business and charity consultant, trainer and mentorVoluntary sector & governance experience• Eight years as a charity trustee (Finance Chair, policy overhaul, strategic plan, governance code review)• Supervisor with a credit union advising on risk, governance and board effectiveness• Associate with an education body on governance, HR and finance challenges for school boardsHow I work Known for clear explanations, practical thinking and strong analytical structure, I listen first, then diagnose the real issues, build a structured, easy to understand solution and provide practical steps boards can use immediately.Clients tell me I make finance and board effectiveness/governance simpler, more manageable and far less intimidating — and that my clear, structured solutions help them take confident action.Find out more Book a free 15-minute Governance or Finance Review
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