Tony M.
Director of Credit & Portfolio Services @Unifi Ef - Bank Of Ann Arbor
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WORK HISTORY
Director of Credit & Portfolio Services @Unifi Ef - Bank Of Ann Arbor
Ann Arbor, MI, US
Lead, coach and develop the back-office operations for Unifi Equipment Finance to include Credit Risk Management, Collections, Customer Service, Portfolio/Asset Management, Syndications and Cash Application. Underwriting of larger exposures and all credit decisions up to Funding authority UniFi process owner for FDIC yearly audits along with the Bank/OCC yearly exams and internal audits relating to loan documentation, compliance, portfolio performance and credit approval processes.
EDUCATION
Technological University Dublin
Electronic Engineering, Electrical, Electronic and Communications Engineering Technology/Technician
Drimnagh Castle
High School
Technological University Dublin
Computer Programming
ABOUT TONY M.
As the Director of Credit & Portfolio Services at UniFi Equipment Finance, Inc, a subsidiary of Bank of Ann Arbor, I lead, coach, and develop the back-office operations for the company, including credit risk management, collections, customer service, portfolio/asset management, syndications, and cash application. I have over 30 years of experience in the equipment finance industry, both in domestic and international markets, and I hold a Six Sigma Black Belt certification.My core competencies are working capital management, structured finance, cross-border financing, leasing, credit and risk management, collections, accounts receivable, default recovery, debt restructuring, dispute resolution, billing systems, process improvement, team building, change management, and functional transformations. My mission is to deliver high-quality service to our customers, partners, and stakeholders, while optimizing the performance and profitability of our portfolio. I am passionate about creating value through innovation, collaboration, and continuous improvement.
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