Toni Saade

About Toni Saade

Risk manager with extensive experience in product risk and a focus on integrating modern technologies, including AI, into operational risk frameworks. Adept at identifying, assessing, and mitigating complex risk landscapes while cultivating risk-aware cultures through strategic planning and training. Skilled at merging traditional risk principles with digital demands to deliver proactive, innovative solutions that bolster organizational resilience.Specialties: New Products & Services Risk Assessment, Third Party Lifecycle Management, Credit Card Loyalty Programs Operational Risk, Sarbanes-Oxley Compliance, Technology Risk, Financial / Management Reporting, Process Flowcharting, Project Management, Fraud Investigations, Corporate Finance, Risk Management, Fraud Mitigation, IT audit, External Auditor Liaison, Oil & Gas Construction Industry, Media and Entertainment, Financial Services, Operational Efficiencies, Staff Training / Management, Entrepreneurial Mindset

Experience

1. VP - Americas Product Risk Governance - New Business Office

   Deutsche Bank

   Mar 2023 — Present · NY, US

   Govern the risk identification, analysis, management, and approval processes for new business activities, including products, change projects, and digital asset frameworks. Partner closely with the Head Product Risk Governance, product committees, and audit teams to ensure comprehensive oversight and compliance throughout the product lifecycle.• Part of the second line of defense and subject matter expert for Product Governance for the Americas, providing guidance and advice on the product governance lifecycle policy and procedures.• Enhance the framework for future state product governance.• Classify, review, and approve new product approval risk assessments.

Education

• Notre Dame University - Louaize (NDU)

  Bachelor, Business Administration

  1996 — 2000

• American University of Beirut

  MBA, Finance

  2002 — 2004

Skills

• Visio
• Internal Controls
• Control Testing
• Financial Analysis
• Fraud
• Staff Management
• Finance
• Microsoft Office
• Microsoft Powerpoint
• Financial Risk
• Walkthroughs
• Auditing
• Building Relationships
• Financial Services
• Client Liaison
• Internal Audit
• Issue Remediation
• Financial Modeling
• Process Improvement
• Operational Efficiency
• Analysis
• Sarbanes-Oxley
• Microsoft Excel
• Feasibility Studies
• Risk Assessment
• Sarbanes-Oxley Act
• Coso Framework
• Business Process Improvement
• Public Speaking
• Operational Risk Management
• Management
• Project Management
• Banking
• Risk Management
• IT Audit