Tom McGaffic

About Tom McGaffic

As the founder of Level 3 Benefit Advisors, I fight healthcare complexity by simplifying how employees interact and engage with their benefits. Level 3 was founded on this truth: ROI isn’t just measured by successful benefit renewals. It’s unlocked when employers move to create true health confidence, with employees supported and guided—not left to navigate healthcare alone, but given the confidence to find the right care, the right providers, and the right answers every time.By reducing total healthcare spend while boosting workforce performance, we elevate people, culture, and enterprise value—delivering returns that outpace traditional cost-control strategies—these are the principles of a Level 3 Employer.

Experience

1. Founder & Managing Partner

   Level 3 Benefit Advisors

   Feb 2021 — Present · Orlando, FL, US

   I lead an exceptional team committed to transforming the way organizations navigate employee benefits. Our mission is to cut through the complexity of healthcare by simplifying how employees engage with their benefits and empowering them to make confident, informed decisions.Drawing on my experience as a consultant and senior leader with several of the nation’s largest insurance brokerages, I help employers implement forward-thinking strategies that move far beyond traditional plan design or cost shifting. We turn overlooked and undervalued benefits into personalized, culture-defining assets. Better Care, Smarter Spend, Stronger Culture—these are the principles of a Level 3 Employer.

Education

• Florida State University - Herbert Wertheim College of Business

  Bachelors of Science, Finance, General

  1999 — 2003

Skills

• Health Care Reform
• New Business Development
• Healthcare
• Business Development
• Risk Management
• Program Management
• Account Management
• Insurance
• Management
• Leadership
• Finance
• Employee Benefits
• Sales