Tom Calugay
Community CRA Mortgage Loan Officer NMLS# 602500 U.S. Bank (908) 447-2754
- Role
- Mortgage Loan Officer at U.S. Bank
- Location
- Morris Plains, NJ, US
- LinkedIn followers
- 500 followers
Finance & AccountingView LinkedIn profile
Experience
Mortgage Loan Officer
Apr 2023 — Present · Warren, NJ, US
Skills
- Banking
- Home Equity Lines of Credit
- Certified Mortgage Planning
- Loans
- Referrals
- Conforming Agency
- Mortgage Lending
- Real Estate Financing
- Real Estate Economics
- Interest Rates & Apr
- Financial Structuring
- Foreclosures
- Mortgage Banking
- Small Business Lending
- Consumer Lending
- Real Estate
- Underwriting
- Mortgage Marketing
- Non-Conforming Jumbo
- Credit
- Refinance
- Mortgage Servicing
- Investment Properties
- Nmls Licensed
- Loan Origination
- Loan Servicing
- Fnma
- Self-Employment Income Analysis
- Residential Mortgages
- Usda
- Home Equity
- Construction Loans
- Funding
- Reverse Mortgages
- Wholesale Lending
- Fhlmc
- Credit Analysis
- Real Estate Transactions
- Income Analysis
- Finance
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