Todd Warren Zurik

About Todd Warren Zurik

For over 40 years I have closed many types of real estate transactions and been involved in many phases of the mortgage banking industry, including wholesale lending, retail lending, loan officer training, renovation lending and reverse mortgages. I\'m currently licensed in CO, ID, TX and WA.As a loan officer specializing in Reverse Mortgages, I help seniors plan for their retirement and retirement future. The Reverse Mortgage can be used to improve cash-flow, make home repairs, pay medical bills and provide in-home health care. My goal is to educate Seniors so they completely understand what options are available and can make an informed decision as to whether or not a reverse mortgage will meet their needs.Real Estate Agents across the country are finding that the Home Equity Conversion Mortgage (HECM) for Home Purchase may be the answer. The HECM for Purchase not only opens up home buying opportunities for Senior home buyers, but also for Real Estate Agents – giving them another reason to market to the largest growing demographic in the country. As of 10/2023, FHA is now allowing the seller to contribute up to 6% of the sales price towards buyer\'s closing costs.Many Financial planners are starting to realize the validity of a Reverse Mortgage as a tool for retirement strategies. The reverse mortgage can become a part of a Senior’s overall retirement strategy along with their investment portfolio and Social Security Income. Barrett Financial Group, LLC Corp NMLS #18••••••01 East Insight Way, Suite 150Chandler, AZ 85286Corp# 48••••••14o Todd Warren Zurik | NMLS #120120 | Barrett Financial Group, L.L.C.| NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | CO | ID 20••••••06 | TX view complaint policy at barrettfinancial.com/texas-complaint | WA MB-181106 | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval.| nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106This material has not been reviewed, approved or issued by HUD, FHA or any government agency. The company is not affiliated with or acting on behalf of or at the direction of HUD/FHA or any other government agency.

Experience

1. Mortgage Loan Originator

   Barrett Financial Group Llc

   Mar 2025 — Present · Spokane, WA, US

   Residential Loan Originator, specializing in Reverse Mortgages.o Todd Warren Zurik | NMLS #120120 | Barrett Financial Group, L.L.C.| NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | CO | ID 20••••••06 | TX view complaint policy at barrettfinancial.com/texas-complaint | WA MB-181106 | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval.| nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106

Education

• Stephen F. Austin State University

  Bachelor of Science, Forest Management

Skills

• New Home Sales
• Residential Mortgages
• Foreclosures
• U.s. Federal Housing Authority (Fha)
• Mortgage Banking
• Loan Origination
• Fha
• Mortgage Lending
• First Time Home Buyers
• Government Loans
• Account Management
• Mortgage
• Sellers
• Underwriting
• Credit
• Credit Analysis
• Mortgage Underwriting
• Loan Servicing
• Referrals
• Finance
• Residential Homes
• Usda
• Construction Loans
• Certified Mortgage Planning
• Loans
• Va Loans
• Sales Presentations
• Home Equity Loans
• Reverse Mortgages
• Salesforce.com
• New Client Prospecting
• Investment Properties
• Fha Financing
• Sales
• Banking
• Real Estate
• U.s. Fha Financing
• Refinance
• Mortgage Marketing