Todd Loy

Seasoned commercial lines insurance professional with 20+ years of in-depth experience in underwriting, sales, and servicing customers within the property and casualty insurance sector.

Role
Commercial Underwriter Broker at Risk Placement Services, Inc.
Location
Concord, NC, US
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Todd Loy

Insurance Professional with over twenty years of experience Underwriting, Sales and…

Experience

  1. Commercial Underwriter Broker

    Risk Placement Services, Inc.

    Oct 2025 — Present

    Responsible for fostering revenue growth by delivering Retail Agents an efficient underwriting service and facilitating access to national markets through established relationships with Specialty Carriers.• Prospect for new business by actively networking and building relationships with Independent Retail Agents and Carrier Underwriters to achieve production goals. • Build strong relationships with Specialty Carriers to ensure competitive pricing and access to coverage on various types of risk. • Pre-qualify submissions and ensure focus on high probability sales opportunities, while following Carrier guidelines to maintain a profitable book of business. • Develop and maintain deep expertise on insurance solutions for specific product lines, industry segments and business types. • Analyze submissions from Retail Agents and quickly determine the best available Carrier, coverage, forms and premium. • Gather information on client risks and determine potential areas of exposure RPS could also quote.

Education

  • University of North Carolina Wilmington

    Bachelor of Science - BS , Business, Management, Marketing, and Related Support Services

  • Insurance Institute of America

    Associate in Underwriting

    2008

  • University of North Carolina Wilmington

    B.S., Business Management

  • Insurance Institute of America

    Associate in General Insurance

    2014

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