Todd Harris

About Todd Harris

Mr. Harris is a 30 year veteran in financial services, including in the banking, credit union and leasing company sectors. Under his leadership, starting mid-2016, Harris pioneered a range of new organizational capabilities and strategic growth initiatives, and in 2017 fostered Tech CU’s push to partner with several FinTechs—a move few credit unions can claim. His strategic decisions have served as the catalyst for Tech CU’s unprecedented success—exponentially growing membership by 67% to over during his tenure. Harris’ commitment to an organization-wide focus on member satisfaction has resulted in Tech CU’s volume of 5-Star Yelp ratings increasing by 61% between 2018 and 2019, while member complaints decreased 55% over the same period. In 2017, 2018, 2019 Standard & Poor’s Global (S&P) recognized Tech CU as the third best (6th best in 2019) performing credit union in the nation, as well as the no. 1 performing credit union in California.As evidence of Harris’ vision, Tech CU was an innovator in the area of solar financing through partnerships with companies such as Tesla and Sunlight Financial. To date, the company has funded more than $2.5 billion in residential solar loans, helping more than homeowners across the country save money. In addition to helping its members go green, Tech CU implemented steps to reduce its own non-renewable energy consumption by 40% through efforts such as replacing all lighting with energy efficient options and installing solar panels at its headquarters.Prior to becoming CEO, Harris joined Tech CU in 2010 as CFO and COO. Before joining Tech CU, Harris was CFO at Alliance Credit Union, where he was instrumental in steering the company through the 2008 recession and back to profitability. Prior to Alliance, Harris was CFO for Pentech Financial Services. He also spent 12 years at Silicon Valley Bank, where he held the position of SVP, Finance and Strategic Planning.With extensive expertise in economic theory, ALM, Fed policy, financial markets, risk management and product development, Harris is a regular commentator on economic issues. He has published articles in VentureBeat, CUNA News Now, Payments Journal, Credit Union Journal and more. In addition, Harris is on the board of directors for Tech CU and Joint Venture Silicon Valley. Harris regularly collaborates with the Silicon Valley Leadership Group and The Bay Area Council and supports the community by supporting events with the Family Giving Tree, Stand Up for Kids, Second Harvest of Silicon Valley and The Tech Interactive.

Experience

1. President & CEO

   Technology Credit Union (Tech CU)

   May 2016 — Present

Education

• San José State University

  Bachelor of Science - BS, Finance and Financial Management Services

  1988 — 1991

Skills

• New Business Development
• Consumer Lending
• Banking
• Risk Management
• Debt Restructuring
• Financial Analysis
• Investments
• Financial Accounting
• Process Improvement
• Portfolio Management
• Credit
• Loans
• Project Management
• Team Building
• Management
• Commercial Banking
• Budgets
• Finance
• Cash Management
• Credit Analysis
• Commercial Lending
• Strategic Planning
• Financial Services