Tj Monahan

About Tj Monahan

We specialize in secured, asset-backed, and growth-oriented transactions across multiple asset classes — venture debt, real estate, equipment finance, and platform roll-ups — where creative structured capital solutions can drive growth while protecting investor downside and capturing long-term value creation. See the DEAL CRITERIA under my experience.

Experience

1. President

   Provident Capital Partners

   Dec 2016 — Present · Cincinnati and Miami, FL, US

   We seek secured structured finance opportunities across four categories:1. Structured Venture Debt & Hybrid Growth• Target Companies: Early-stage, growth-stage, or lower middle market businesses• Characteristics: Strong recurring revenue, IP, customer contracts, defensible business models• Situational Fit: Underserved by traditional lenders due to stage, concentration, or collateral profile• Structure: Senior secured debt with equity participation (warrants, profit interests, direct equity)• Use of Proceeds: Growth capital, acquisitions, recapitalizations, shareholder liquidity2. Roll-Up / Platform Consolidations• Target Sectors: Specialty contracting, industrial services, healthcare, manufacturing, fragmented industries• Characteristics: Proven platform operators executing acquisition roll-ups• Structure: Platform equity with acquisition financing (senior debt, unitranche, structured equity, royalties, revenue share)• Use of Proceeds: Acquisitions, buy-and-build growth, generational transitions3. High-Value Equipment Finance• Target Companies: Operators with revenue-generating equipment (manufacturing, logistics, infrastructure, technology)• Structure: Equipment and enterprise value-supported secured debt facilities• Use of Proceeds: Equipment purchases, growth capital, refinancing, partner buyouts4. Land-Backed Structured Development• Target Assets: Land parcels $100M+ in value, entitled or near-entitlement• Location: Major U.S. growth markets, clean title ownership• Structure: Senior secured loans ($25M–$150M), 15–35% loan-to-value (LTV), potential profit sharing• Use of Proceeds: Landowner liquidity, entitlement, pre-development, horizontal improvements

Education

• Penn State University

  BS Finance & BS Economics

  1991 — 1995