Tisha Hartman

Business Advisor @Scotiabank

Winnipeg, MB, CA
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Dec 2025 — Present

Business Advisor @Scotiabank

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Winnipeg, MB, CA

Helping Manitoba businesses navigate growth and complexity through cash flow management and access to capital, from credit cards and operating lines to structured credit facilities.

EDUCATION

N/A

West Valley College

Associate of Arts - AA, Psychology with Summa Cum Laude Honors as Class Valedictorian

N/A

West Valley College

Associate of Arts - AA, Liberal Arts: Science and Math

N/A

Santa Clara University

Bachelor of Science - BS , Psychology

N/A

Gies College of Business - University of Illinois Urbana-Champaign

Master of Business Administration (MBA)

SKILLS

Business DevelopmentLoan OriginationCommunicationsReal EstateNegotiationSalesMortgage LendingLoss MitigationMortgage UnderwritingBulk Sales and Loan Pools (Mbs)Loan ProcessingSecondary Mortgage MarketReoReo Asset ManagementOperations ManagementRefinanceFinanceAccount ManagementRisk ManagementFraud AuditResidential MortgagesProfit & Loss ManagementReal Estate FinancingCost AnalysisCreditBulk SalesManagementMentoringProject ManagementHiringMortgage BankingUnderwritingProduct MarketingMortgage MarketingLeadershipOffice ManagementCredit AnalysisMortgage Fraud DefensePortfolio ManagementCompetitive Analysis

ABOUT TISHA HARTMAN

I am a transformation and turnaround executive who rebuilds operating systems so organizations can scale without losing control. I currently serve as a Business Advisor at Scotiabank, bringing 20+ years of enterprise operating experience to the Manitoba business community.My career spans financial services, technology, healthcare, renewables, retail, and member-owned organizations. I translate vision into durable systems of scale, designing for evolving operating realities. I embed, install the mechanisms and stay close until the system runs without heroics.After two decades leading enterprise-scale transformations, I returned to formal study to deepen the analytical and strategic frameworks behind the systems I build.I have owned P&L outcomes and board-level reporting, operated at portfolio scale from $800M to $1.2B, and led 45 to 120+ direct reports globally, navigating trust at scale in regulated, high-scrutiny fast moving environments. Twice stepping in to earn regulatory trust back.Selected scale outcomes include securing $50M in institutional credit, reducing cycle time from six months to under 48 hours, lifting production from $300M to $745M in four months, expanding portfolios by hundreds of millions, and driving $13M in net-income gains with a 59 basis-point ROA lift. The through line across sectors and economic cycles: delivering exponential growth, without compromising portfolio or asset quality.Author of The Scrappy COO, a systems-based diagnostic framework for scaling organizations through operations.

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Tisha Hartman — Business Advisor at Scotiabank in Winnipeg, MB, CA | Unifers