Tim Shacoski

About Tim Shacoski

About Me:\"As a Florida native with over 20 years in residential lending, my philosophy is simple: how we do things is just as important as the mortgage itself. I don’t just provide loans; I provide a tailored, solutions-based partnership.My mission is to empower you through transparency, education, and strategic planning. Whether you are buying your first home, transitioning to a new one, building an investment portfolio, or refinancing, I specialize in navigating scenarios ranging from the straightforward to the complex—ensuring your financing aligns with both your short- and long-term financial goals.My team and I are committed to a streamlined, customer-centric experience designed to close on time, every time. After two decades, I remain driven by the same rewards I valued on day one: a sincere “thank you” and the privilege of your recommendation to friends and family.\"Florida Roots & Personal Perspective:\"Born and raised on Florida’s coast, I have a deep connection to the communities and lifestyle that make this state unique. When I’m not helping clients structure the right financing, you’ll find me offshore fishing, surfing, diving, or exploring Florida’s waterways by boat. I don’t just lend in Florida—I understand the day-to-day realities of living here and the long-term decisions that come with it.\"Tim Shacoski NMLS# 94••••••••25 C••••••@lendingspot.net

Experience

1. Producing Branch Manager

   Lending Spot

   Oct 2025 — Present · New Smyrna Beach, FL, US

   20+ years of Individual Lending experience backed by a team of lending experts. Expertise in qualifying Self Employed Buyers and clearing Condominiums for Financing. The voice of the client drives our directive and decision making process.

Education

• New England Institute of Technology

  Associate of Science (A.S.), Industrial Electronics Technology/Technician

Skills

• Risk
• Mentoring
• Mortgage Underwriting
• Residential Mortgages
• Mortgage
• Contract Negotiation
• Selling
• Loans
• Real Estate Finance
• Fha
• Mortgage Banking
• Financial Risk
• Recruiting
• Wholesale Lending
• Sales Management
• Real Estate Economics
• Refinance
• Coaching
• Customer Relations
• Residential Homes
• Real Estate
• Strategic Partnerships
• Underwriting
• Purchase
• Mortgage Lending
• Team Building
• Reverse Mortgages
• Team Leadership
• Customer Service
• Residential
• Negotiation
• Sales
• Risk Management
• Outlook
• Investment Properties
• Organizational Development
• Credit
• Training
• New Business Development
• Loan Structuring