Tim Skinner

About Tim Skinner

As a seasoned financial services executive with over 25 years of experience, I lead Huntington National Bank’s consumer lending division, overseeing Sales, Operations, Product and Customer Experience for Home Equity, Personal Lending, Direct Auto and Investment Backed Lending. My journey has been marked by a commitment to innovation, operational excellence, and a customer-centric approach.Key Highlights: • Strategic Leadership: Directed multifaceted lending operations, enhancing digital and omni-channel sales strategies to meet evolving consumer needs. • Operational Excellence: Implemented streamlined processes that improved efficiency and customer satisfaction across lending platforms. • Team Development: Cultivated high-performing teams through mentorship and a focus on continuous learning, fostering a collaborative and growth-oriented culture. • Digital Transformation: Spearheaded initiatives integrating digital solutions, positioning the bank at the forefront of the fintech landscape.I am passionate about driving change that benefits both the organization and the communities we serve, ensuring that our services are accessible, efficient, and exceed customer expectations.

Experience

1. Managing Director Consumer Lending - Senior Vice President

   Huntington National Bank

   Jan 2023 — Present · Cincinnati, OH, US

   As a senior executive leading Huntington Bank’s Consumer Lending Division, I drive strategic growth, operational excellence, and market leadership across lending portfolios. I oversee end-to-end strategy execution, ensuring optimal performance in sales, operations, product innovation, and customer experience. My leadership fosters transformation, delivering cutting-edge lending solutions that strengthen our competitive edge and accelerate business impact.Key achievements include:Industry Leadership: Steered Huntington’s Home Equity business to a top-tier ranking—#4 in origination volume (2023 & 2024)—while setting industry benchmarks in operational efficiency and speed to close.Exponential Growth: Led Personal Lending expansion, achieving 85% growth in 2025, 80% growth in 2024 and positioning the business for continued growth in 2026 through targeted innovation and operational enhancements.Creation of a net new indirect lending business serving the Outdoor Power Equipment segment in collaboration with a FinTech partner. This business is slated to do 300mm in year one production and reach 1 Billion in originations annually. Strategic Innovation: Championed technology advancements and product development, ensuring streamlined processes and customer-centric solutions that drive sustained success.Enterprise Impact: Collaborate with cross-functional leadership teams to shape Huntington’s lending vision, align strategy with enterprise goals, and execute high-impact initiatives.

Education

• Northern Kentucky University

  MBA, Finance

  2003 — 2006

• Babson College

  ALDP, Advanced Leadership Development Program

  2009 — 2009

• Miami University

  BA, Psychology with Minor in Management

  1994 — 1998

• Miami University

  Mini - MBA Program, Busine

  2020 — 2021

Skills

• Business Process Improvement
• Retail Sales
• Innovative Thinking
• Marketing Strategy
• Portfolio Management
• Banking
• Mortgage Banking
• Sales Strategy
• Finance
• System Administration
• Sales Process
• Direct to Consumer/Inside Sales
• Relationship Development
• Online Marketing
• Internet Banking
• Business Development
• Loan Origination
• Executive Management
• Mortgage Lending
• Sales Support
• Salesforce.com
• Product Management
• Development of Teams
• Building Relationships
• Strategic Leadership
• Call Center Development
• Sales Management
• New Business Development
• Online Advertising
• Sales Operations
• Relationship Management
• Direct Marketing
• Lead Management
• Marketing
• Market Analysis
• Direct Sales
• Consumer Lending
• Innovation
• Process Improvement
• Home Equity Lending