Tiffany Nichols

Mortgage Loan Officer @Homefirst Mortgage Corp

Hartsville, SC, US
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Jul 2023 — Present

Mortgage Loan Officer @Homefirst Mortgage Corp

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US

EDUCATION

1995 — 1999

Lincoln School

Management

SKILLS

RefinanceLoan ServicingManagementExecutive ManagementLoan ModificationsLitigationVendor ManagementNonprofitsBusiness Process ImprovementFinancial RiskRelationship ManagementConsumer LendingMediationReal EstateMortgage ServicingLoan OriginationDefaultFhaForeclosuresMortgage BankingResidential MortgagesReoPublic SpeakingProcess ImprovementBankingRisk ManagementLegal AssistanceBankruptcyMortgage LendingMortgage UnderwritingPortfolio ManagementCreditLoansU.s. Federal Housing Authority (Fha)Loss Mitigation

ABOUT TIFFANY NICHOLS

Tiffany is committed to her professional growth and currently is involved with wholesale mortgages. Current area of business interests are; residential and commercial properties.Prior experience has been Default Servicing, Managing for the last 16 years and carries with her over 25 years in the mortgage industry. Her tenure has included hands on experience in the areas of:ComplianceSix SigmaForeclosureBankruptcy Project Management Quality Operations Business Development Default LitigationBusiness Continuity PlanningLoss MitigationLoan OriginationDefault Cash • Implemented Procedures for Bankruptcy/ Loss Mitigation Mediation hearings-court appearances for the Bankruptcy Home Preservation Division• Originated Default litigation division and wrote process and procedures around litigation travel and regulations. • Streamlined cash process to have dual control between mail and cash for compliance• Proposed idea for Direct Source that’s implemented in the Foreclosure department (liaisons)• Implemented new cash paperless process that will save approx 180K annually within cash teams• Originated automation requests to enhance cash productivity and minimize errors before cash application• Implemented reporting to identify key areas that need improvement and to make processes run more efficient.• Great networking skills with internal and external attorneys and other banking/government institutions• Attending Home Preservation Workshop events with Senior Executives, team members/ investors/ nonprofit organizations

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