Thressa Jones
Senior Mortgage Underwriter/ FHA DE Mortgage Underwriter
- Role
- Senior Mortgage Underwriter at Discover
- Location
- Houston, TX, US
- LinkedIn followers
- 500 followers
About Thressa Jones
Results-driven Senior Underwriter with seasoned years of experience in evaluating complex…
Experience
Senior Mortgage Underwriter
Jul 2022 — Present · US
Promote compliance with Discover\'s lending guidelines by accurately evaluating and assessing borrower eligibility for mortgage loan applications.Enhance final loan approvals through meticulous manual reviews of credit reports, bankruptcies, divorces, and child support documentation, leading to informed decision-making. Improve loan evaluation accuracy by calculating and analyzing qualifying monthly incomes for various borrower types, including wage earners, self-employed individuals, retirees, and those with variable incomes.Protect lender interests by conducting collateral analysis of property appraisal reports to determine acceptable properties.Maintain legal standards by making informed loan decisions, approvals, counteroffers, or denials, based on HMDA regulations.Reinforce loan integrity through thorough review and approval of trust agreements, ensuring compliance and reliability.Promoted loan approvals by facilitating effective communication with personal bankers, processors, and management to identify collaborative solutions.Responsible for the Quality Control examination of loan reviews completed by Loan Review Analysts. Provide real time feedback to Loan Review Analysts pertaining to errors and determining corrective actions.
Education
University of Louisiana at Lafayette
Bachelor of Arts (BA)
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