Thomas Pitrone

About Thomas Pitrone

For 35 years, I’ve worked with small construction business owners. I\'m a fiduciary advisor using proven financial planning techniques. Folks talk to me when they’re looking for: Ways to keep more of their money after taxes, Ways to structure employee benefit programs that keep their best people committed. Ways to pass their wealth to their family efficiently, and at the lowest tax cost, and Ways to preserve a business at the owner’s death, or one of the owner’s death. The business landscape has changed for construction company owners. My clients are tired of the threats: Of not managing their acquired wealth as well as they need to, Of being in business with the deceased partner’s spouse, Of not being able to leave the business to their level-headed kid without ticking the family off, Of losing top performing employees in a tight labor market, and Of not knowing what’s going on in the financial world, politics, and tax law that’ll crush them. Of course, it takes time for us to get acquainted and to understand each other, but within just a few months of planning we are often able to: Lay out your financial plan to purposefully move toward specific goals, Create an investment portfolio that aligns with your goals and risk tolerance. Develop the rudiments of an effective Buy/Sell agreement, Begin a sensible estate plan, and Tweak an employee benefit program for maximum key-person retention. As in any business, you spend a lot of time worrying about how you will keep the business going, get a little time off, keep your best people, not get sued, and finally get out of the business without dying. That’s where I come in. With my knowledge of business, financial, and investment planning in the context of the construction industry, I can coach you through the challenges and help you avoid pitfalls. If you’re ready to engage a trusted advisor, I invite you to send me a message here on Linkedin, or schedule a 15 minute introductory chat when you can share your specific needs. Tom Pitrone 44••••••00

Experience

1. Financial Advisor

   Pelorus Financial Group

   Oct 2018 — Present · Cleveland, OH, US

Education

• College for Financial Planning

  Associate, Financial Planning

  1984 — 1988