Thomas Head
Credit Risk Analyst, Commercial Business Banking @BMO
Signup · Get unlimited contacts
WORK HISTORY
Credit Risk Analyst, Commercial Business Banking @BMO
Vancouver, BC, CA
Canadian Business Banking, operating within the AB, BC, SK, MB & Yukon Regions.In a cross-functional capacity within the Commercial Banking division, I drive data-informed decision-making and manage internal credit tools, workflows, and processes that support lending decisions for high-revenue generating Business Banking portfolios.• Lead end-to-end optimization of internal credit workflows, leveraging data and risk models to improve turnaround times and quality across lending product lifecycles.• Exercise independent decision-making authority (up to CAD $1.5M) to underwrite and mitigate credit risk while supporting sustainable portfolio growth.• Conduct user research and collaborate with Relationship Managers to identify process improvements and future product enhancements.• Ensure compliance with regulatory, audit, and operational standards; reduce documentation errors during funding.• Partner with cross-functional teams to deliver successful loan product launches.• Achieved national recognition with Spotlight Awards (Q1 2024 & Q3 2025) for throughput and quality.• Mentor junior analysts, helping accelerate their productivity and accuracy.
EDUCATION
University of Chester
Bachelor of Science with Honours (BSc(Hons))
University of Tennessee-Knoxville
Bachelor of Science (BSc)
La Trobe University
Bachelor of Science (BSc)
SKILLS
ABOUT THOMAS HEAD
Credit Risk Analyst, Commercial Business Banking at BMO Financial Group| BSc(Hons) | CertRBCB
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.