Thomas Dickson
Commercial Credit Portfolio Manager/Underwriter at M&T Bank
- Role
- Commercial Credit Portfolio Manager Underwriting Analyst at M&T Bank
- Location
- Hartford, CT, US
- LinkedIn followers
- 500 followers
Experience
Commercial Credit Portfolio Manager Underwriting Analyst
Apr 2025 — Present · Hartford, CT, US
Manage relationships and financial performance across a $240MM+ commercial portfolio, partnering with relationship managers to support client growth and identify new B2B sales opportunities.• Manage 26 active customers and 110+ financial covenants across a diversified B2B portfolio.• Conduct 1–3 monthly client visits to strengthen relationships, assess business needs, identify new lending and cross-sell opportunities, contributing to pipeline growth.• Structure 1+ new lending facilities per month aligned with client growth strategies.• Complete comprehensive annual reviews evaluating industry trends, financial performance, collateral, and risk ratings (PD/LGD).• Monitor challenged loans and implement action plans that include realistic timelines and measurable steps to mitigate risk.• Prepare loan modifications, covenant waivers, and maintain data accuracy across 90+ loans (nCino).
Education
Sacred Heart University
Finance Major and Business Economics Minor
2019
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