Thomas Christensen

Thomas Christensen

Private Wealth Mortgage Advisor @Citizens

New York, NY, US
EMAILS
t••••••••@citizensbank.com
MOBILE NUMBERS
+19•••••••00

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WORK HISTORY

Nov 2023 — Present

Private Wealth Mortgage Advisor @Citizens

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US

EDUCATION

1988 — 1996

US ARMY

Specialist, Telecommunications

2001 — 2003

Mercy University

Buisness Management

SKILLS

CreditMortgage LendingMortgage IndustryMortgage BankingMortgageHomeFirst Time Home BuyersRealtyRefinanceConformingShort SalesFhaLoansVaInvestorsConventionalBankingResidentialCondosPurchaseSingle Family HomesResidential MortgagesReal EstateReferralsVa LoansReoLoan OriginationNew Home SalesFirst Time BuyersInvestment Properties

ABOUT THOMAS CHRISTENSEN

With over 23 years of experience in the finance industry, I have built a strong background in relationship management and client-centric solutions. My career spans working with a diverse range of clients—from individual investors and small business owners to Fortune 500 companies—each with unique financial needs but sharing a common requirement: trust and dedication from their financial partners.Transitioning to the mortgage industry, I brought a new perspective that prioritizes clarity and understanding. I recognize that navigating the mortgage process can be daunting for those not immersed in it daily. Therefore, I make it a point to guide my clients through every step at a comfortable pace, ensuring they fully grasp key concepts such as DTI, LTV, PMI, and more, as well as how these factors impact their specific situations.My philosophy is rooted in transparency and education. In a market filled with numerous loan options, I believe in equipping my clients with the knowledge to make informed decisions. This approach has contributed to over $2.4 billion in successful closings and counting.Specialties:High-end Luxuary Residences to 50 MillionLuxuary Rental HomesNew Condo/Coop Development LoansConstruction-to-Perm LoansCreative Financing SolutionsAsset-Based LendingComprehensive Client Education on the Application ProcessI am committed to making sure each client understands the process, what is expected of them, and why each step matters to their financial success.NMLS #10149

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