Thilak Kumar

About Thilak Kumar

I am a senior financial analyst with a 12-year trajectory defined by a unique perspective: the ability to bridge the gap between \"on-the-ground\" banking operations and high-level Global Markets strategy.As an IIM Kozhikode alumnus and CFA L3 candidate, my career has been built on a foundation of rigorous analytical thinking and a commitment to driving business value through data.My Professional Journey:Global Markets Leadership (Bank of America): For the past decade, I have been a strategic partner to the Global Banking and Markets division. I specialize in transforming complex data ecosystems into actionable client intelligence, helping Sales and Trading desks optimize revenue, wallet share, and institutional coverage.Strategic Transformation (ESAF SFB): Post-MBA, I was an integral part of the core team that transitioned ESAF into an RBI-licensed Small Finance Bank. I designed the GTM strategy for Micro-Housing and MSME portfolios, focusing on the \"Bottom of the Pyramid\" segment.Banking Foundations (State Bank of India): My career began in the trenches of retail operations at India’s largest public sector bank. This gave me an invaluable understanding of the domestic financial landscape, risk management, and customer behavior that still informs my strategic decisions today.Core Expertise:Institutional Strategy: Sales & Trading analytics, Client Profitability, and Market Microstructure.Advanced Analytics Stack: Expertise in driving insights using Alteryx, Tableau, and complex quantitative modeling.Leadership: Managing high-performing team within Global Capability Centers (GCCs) and managing international stakeholders across NYC, London, and HK.Credentials: PGDM from IIM Kozhikode | CFA (Level 3 Candidate)| FRM (Level 1).

Experience

1. Assistant Vice President

   Bank of America

   Feb 2024 — Present · IN

   Global Markets Strategy & Client AnalyticsFocus : Global Stakeholder Management, Strategy, and Team Leadership. Strategic Decision Support: Architected complex quantitative models and managed large-scale data ecosystems to drive actionable insights for Global Banking & Markets leadership.Cross-Functional Business Optimization: Partnered with diverse business units to synthesize disparate data sets into unified strategic solutions, directly impacting operational efficiency and business performance.KPI Framework & Governance: Led global initiatives to standardize data definitions and establish high-impact KPIs, ensuring consistent performance measurement across international jurisdictions.Advanced Analytics Stack: Leveraged Alteryx, Tableau, and IBM Cognos to transform raw market data into sophisticated executive dashboards, enabling real-time, data-driven decision-making.Insight Synthesis: Analyzed multi-dimensional data sets to identify emerging market trends, presenting strategic findings and \"Alpha-generating\" action items to senior stakeholders.Graduate of IGEN 2024 Generational Ambassador Program.

Education

• Narayana Junior College

  High School, M.P.C ( Maths, Physics & Chemistry )

  2005 — 2007

• Loyola Academy Degree & PG College

  Bachelor’s Degree, Computer Maintenance & Engineering

  2007 — 2010

• Indian Institute of Management Kozhikode

  Master of Business Administration (M.B.A.), General

  2015 — 2017

Skills

• Banking
• Team Management
• Portfolio Management
• Microsoft Office
• Credit Analysis
• Asset Management
• Financial Analysis
• Business Process Mapping
• Loan Origination
• Credit
• Cash Management
• Small Business Financial Management
• Management
• Micro Finance
• Retail Banking
• Customer Service