Terrance Ford

About Terrance Ford

Scrum certified leader with 14+ years of experience in the financial service industry. Enterprise IT solutions driver known to align technology investment with business strategy, utilizing Scrum methodology to achieve improvement and early project delivery. Conceptual process engineer who leads valued applications development from systems-level perspective, ‘big picture’ view, holistic approach, and user-centeredness. Solid team-building skills displayed by leading teams to create IT solutions. Excels at leading business process and workflow mapping/analysis through data capture, modeling technologies, and tools. Analyzes business, user and technical requirements for proposed SAS, web-based and system solutions. Leads diverse project teams including single and multi-vendor management, and coordination and communication across multiple departments and operational areas.

Experience

1. Senior Business Analyst

   Cadence Bank

   May 2023 — Present · Houston, TX, US

   Engineered and implemented an enterprise data governance framework that standardized architecture documentation and approval workflows across all business units — reducing redundant data systems by 35% and accelerating project delivery by 25%.Architected a unified data integration and reporting platform using cloud-native and Power BI solutions, consolidating 12+ legacy reporting systems and cutting manual data preparation time by 60%.Modernized data pipelines and storage environments, migrating critical datasets to a scalable cloud-based architecture that improved performance by 50% and lowered infrastructure costs by 20%.Developed metadata-driven automation for data quality and lineage tracking, enabling real-time monitoring of data integrity and compliance with SOX and GLBA requirements — achieving 100% audit readiness.Partnered with business and technology executives to align data modernization strategies with corporate objectives, ensuring all enterprise data initiatives were directly tied to measurable KPIs and regulatory mandates.Drove innovation through advanced analytics and automation, integrating AI-assisted cataloging and governance tools that increased data discoverability by 40% and reduced issue resolution time by 35%.

Education

• Texas Southern University

  Business Marketing

  2003 — 2007

• Western Governors University

  Data Management & Analytics

  2018

Skills

• Risk Analysis
• Project Management
• Fha
• Excel Proficient
• Loan Servicing
• Team Building
• Management
• Agile/Scrum Trained
• Underwriting
• Continuous Improvement
• Finance
• Nmls Licensed
• Credit
• Six Sigma Certified
• Mortgage Servicing
• Key Client Relationships
• Notary Public
• Funding
• Forecast Planning and Execution
• Dmaic Process
• Credit Analysis
• Enterprise Risk Management
• Loan Origination
• Change Management
• Portfolio Management
• Certified Residential Underwriter
• Team Leadership
• Loans
• Financial Services
• Customer Service
• Microsoft Office
• Mortgage Banking
• Master Coach
• Credit Risk
• Consumer Lending
• Real Estate
• Knowledge of Sql
• Logistical Planning
• Negotiation
• Encompass